All Posts By Krystn Meier
Dementia and Life Insurance

Dementia and Underwriting Insurance

Today we want to touch on a serious subject for seniors, especially seniors looking for life insurance. We all know that, as we age, our physical and mental abilities decline. For 5.8 million Americans 65 and over, Alzheimer’s and dementia, are scary realities that impact your underwritten risk.  Before we continue: we want to take…
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Senior Health and Life Insurance

Senior Health and Life Insurance

Your health has the biggest impact on your life insurance policy. Read on to find out more.
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Re-Evaluate Your Life Insurance

The Truth About Re-Rating Seniors

We talk a lot on here about how age is not a barrier to getting affordable life insurance. We also review what to do if you’ve been declined for life insurance. What we have not discussed is how to get re-rated as a senior.  Whether you were rated too high, declined, or are just looking…
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Life Insurance Ratings

Life Insurance Ratings, Explained

Seniors shopping for life insurance face a lot of uncertainty. Unfortunately, the stigma of aging comes with the fear of poor life insurance ratings and – even worse – the possibility of decline for coverage.  The good news is you do not have to be afraid to shop for life insurance just because you’re over…
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The Truth About Senior Coverage Declines

Life insurance decline is scary. For many seniors, shopping for life insurance comes with anxiety. You’ve reached a different phase of your life, and may not be sure what kind of life insurance you need. Or, maybe you have a good idea of how much and what type of insurance you need, but you’re afraid…
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Retirement

Is Life Insurance the Answer to Retirement Savings?

Life insurance was not designed to fund your retirement plan. Read on to find out why.
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life insurance for seniors

Seniors and Life Insurance: Preparing for the Future

Thinking to the future is necessary at every age. If you're over the age of 50, you should review your life insurance policy.
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You Need A Life Insurance Agent

Seniors looking for life insurance should always go through a trusted life insurance agent.
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Life Insurance for Seniors!

Tips Seniors Should Know Before Purchasing Life Insurance Purchasing life insurance for seniors may be difficult but it’s not impossible. We all strive to have the peace of mind that our loved ones will be taken care of after we are gone. When I speak to my senior clients, they want to make sure that their final…
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Can I get life insurance with Heart Disease?

As we know life can change in a heartbeat… Many individuals living with heart disease question if they can ever purchase life insurance. Some individuals have tried, but have been turned down for a variety of reasons. The best reason to use an experienced agent is to avoid the pitfalls one can run into when…
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